In May 2021, SMFC bade farewell and happy retirement to Mrs. Theresa Frederick.

Theresa joined the company on February 15th 1982 as a Cashier and later was promoted to Loan Officer within the Loan Department a position she held for over 20 years.

She is a wealth of knowledge and experience and provided support and training for the newer officers.

SMFC thanks Theresa for 39 years of dedicated and loyal service.